The flip side, the main thing is it makes it much more difficult to file for bankruptcy. It all comes back to the fact, we have been hijacked in a sense. We see it all the time. If the government passes a law, which makes big business, lose a bit of money at the end of each quarter. Then they threaten Americans, if you do that, we will do this. It put's us, the people in a bad spot, as well as politicians. I would not like to be a politician, if I wanted to do something for the people, and I was basically threatened by big business. If you do that, we will do this to the consumers, and you will be voted out. Wow, this is how it works in America, and across the world, these days. So with less income for the creditors, because now the consumers, are not having it, as my dad would put it, we wised up, and they are not having it. So if their quarterly profits, take a bit of a dive, they will put it right back onto the consumer.

I could understand, if they were actually losing money, okay let me try to explain myself here. 0 would be the line of no profit, after paying workers, and bills, and everything. -1 would be the start of loss of profit. However they are at 10,000. This is 10,000 percent more than braking even. The crazy thing is investors, expect this number to rise, basically forever. So when a great profit, for the company, and investors is 100. They are at 10,000 and want it to rise, forever, impossible right? So here comes the new bankruptcy law, they assume, that this 10,000 will go down to 9,000. So they cry and put it back onto the consumer. This is pure madness. 9,000 is so much of a profit, it is sick. However if it fall's they cry, and pout, and put it right back onto the people. Even though, 100 would be enough to pay all expenses, and make a killing. This is simply not good enough.

This is why our system, is set up for failure. What else can happen. Things change, you cannot go on forever. Keep in mind this is a rather, crude example, however it's principal is right, greed, it is pure and simply greed. Sorry got a little long, on this one. Put I think I covered the question, pretty well.