Asked 3/3/2010
|
Ssi disability Im ssi disability and have alot of debt,in the state of indiana my ssi cannot be garnished but they could supposedbly freeze my checking acct which i have my check direct deposited,sounds worse then garnishmnet,but was told by an attorney that all i would have to due is take ssi info into court and would be unfrozen but the way the system works here in indiana could take awhile,which would leave me with $0,not sure if its worth filing bankruptcy,they charge outrageous prices here and knowing they cant garnish i would rather keep $1500-$2000 which i dont have and would take 6 months to save,but concerned about the bank freeze. |
Answer 1/2 - Submitted 12/8/2011
You can file bankruptcy yourself for free rather than paying $2000 to a lawyer. My father went that route and we still haven't paid enough to the lawyer to get started on filing for bankruptcy yet, so I highly recommend you do it yourself rather than paying a leach of a lawyer to do it.
Because you're on SSI though, why don't you just put your money into the account of a caregiver instead? Does anyone help take care of you, do you have a significant other or anyone else you would trust to hold your money in their bank account? Even if you trust the person create a contract each month you receive your SSI payment saying that the person is currently holding the amount of $x for you.
You can also just receive your SSI payments as checks instead, cash them yourself and keep the money on hand. This will avoid having any account frozen at all.
Type your Answer in the box below and post your answer.
Related Questions (Ask a New Question)
I have 2 vehicles from a car lot. they are financed by that company. i am out of work. my company terminated me because i am on long term disability. i collect workers comp and receive an offset of the balance of my disability from the insurance company from where i used to work. i need to let both...
I've been trying to modify and correct these huge issues with various child support enforcement agencies since 2000. a california judge ordered an increase for child support based on a the estimated wage i'd make at a job i was to start that day; the hearing was delayed and i couldn't...
|
Can a finance company garnish my disability or workmans comp income on a defaulted car loan? I have 2 vehicles from a car lot. they are financed by that company. i am out of work. my... |
|
How do i stop wronful garnishment and get money i am owed? I've been trying to modify and correct these huge issues with various child support enforcement... |
|
I have never been late on my rent and i'm on disability. |
|
Financial help during time of crisis I have been diagnosed with cancer. tumors found in left lung and liver. biopsy was done yesterday... |
|
In other words how does the power of attorney get the creditors to back off? what steps need... |
Ask A Question
Ask a new question about
Bankruptcy: