Asked 9/10/2009
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I am going through a debt settlement company to settle unsecured debt. If that does not work out as planned and the creditors sue me instead , would it be too late to file bankruptcy?
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Answer 1/2 - Submitted 9/10/2009
You can still file BK, however , why are you are using this "debt settlement" company?
How will this benefit you? You do realize that if any comapny takes less than they are owed, it seriously affects your credit and the amount is still charged off as abad debt.
Then you will be paying for nothing.
I would be curious as to what they told you this would do for you
Answer 2/2 - Submitted 11/28/2011
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