Asked 5/20/2009
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How can I get car back to lender? I am in a BIG mess. I'm in the process of doing bankruptcy and trying to get the lender to pick up a car that I am the ONLY owner of. The car is out of state and the person that has it is not willing to give it up. A mandatory repo is to be done soon. When I call the lender some of the reps says that they will just go and get the car and others say they will not. So, in other words I do not know what will happend when this time come. Must I go through the court system in which I do not have the money or time for just to give the car back? |
Answer 1/1 - Submitted 5/20/2009
You said that you were going through bankruptcy.
Are you filing bankruptcy?
You must have an attorney, You should ask the attorney about what to do.
Most times you would just wait till the lender comes to get the collateral. I would assume that would be the case here, but I would definitely suggest you ask the lawyer.
As for the other person having the car, If you loaned it to the person, you would not file it as stolen. It would be conversion. The person who has it has converted it to their own use.
You would file a report stating that the possessor did have permission to take it but they were supposed to have returned it long ago.
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